YOU NEED TO KNOW WHAT’S ON YOUR CREDIT REPORT
Experts say that nearly 90% of U.S. citizens have inaccurate information on their credit reports. These are people just like you who have paid their loans but may have paid after the due date – within the grace period! Nevertheless, the banks and credit card companies still report you as “late paying” and this negative information is added to your report by the credit reporting agencies.
Why does this occur? So you can be claimed as a credit risk and charged a higher interest rate. Amazingly, this is completely legal.
Why should you be paying high interest on your loans when you could be paying the lowest available bank rates? Even one-half of one percentage point in interest overcharge can mean thousands of dollars in overpayment on your home, car and business loans.
Federal laws require that credit reporting agencies delete any information that is inaccurate, erroneous, or obsolete when it is brought to their attention. Have you checked your credit file to verify that:
• Is it accurate?
• Any accurate, erroneous, or obsolete items have been deleted?
• It contains information about you and not someone else – like your ex-spouse or someone with a similar name?
Unfortunately, money is not the only thing bad credit could cost you. If you have had trouble getting housing, a job, or a car, an inaccurate credit file is probably the reason.
It doesn’t have to be this way. YOU CAN DO SOMETHING ABOUT THIS INJUSTICE! In fact, the sooner you do, the more money you will keep in you pocket.
DO NOT REMAIN A VICTIM!
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