The Fair Credit Reporting Act (FCRA) is designed to help ensure that credit bureaus furnish correct and complete information to businesses to use when evaluating your application.
Your rights under the Fair Credit Reporting Act:
* You have the right to receive a copy of your credit report . The copy of your report
must contain all of the information in your file at the time of your request.
* You have the right to know the name of anyone who received your credit report
in the last year for most purposes or in the last two years for employment
* Any company that desires your application must supply the name and address
of the credit bureau they contacted, provided the denial was based on
given by the credit bureau.